Free California Department of Insurance CA-Life-Accident-and-Health Exam Questions
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California Department of Insurance CA-Life-Accident-and-Health Exam Questions
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Provided By: California Department of Insurance
- Exam: CA Life, Accident and Health or Sickness Examination
- Certification: California Department of Insurance Certification
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Total Questions: 156
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Updated On: Nov 12, 2024
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Rated: 4.9 |
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Online Users: 312
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Question 1
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The theory of probability is applied to life insurance through the use of
Answer: B
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The theory of probability is applied to life insurance through the use of
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Question 2
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To help keep premiums more affordable, which provision is included in a disability income policy?
Answer: B
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To help keep premiums more affordable, which provision is included in a disability income policy?
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Question 3
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Your client has just bought a new home which he has financed with a $150,000, 7.5% interest, 30-year bank loan. He would like to be sure that if he dies prematurely, the unpaid balance of the mortgage would be paid. He wants a policy that will cover the mortgage balance - no more, no less - anytime during the life of the mortgage. Which policy is designed to meet this need?
Answer: D
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Question 4
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Every individual annuity policy that is sold to a senior in the State of California MUST include which of the following free look information?
Answer: B
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Question 5
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In health insurance the coinsurance is
Answer: D
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In health insurance the coinsurance is